Frequently Asked Questions
If you have further questions, please contact us
Do you have a mutual fund?
No, we only manage portfolios of individual securities held in the client’s name, primarily at Charles Schwab Inc.
Do you manage portfolios for individuals?
Yes, most of our clients are individuals or family accounts including Trusts, IRA’s and IRA Rollovers.
What are your performance returns for clients?
The state of Colorado and the SEC do not approve of investment managers posting average client returns on their website. However, they have no issues with our Collective2.com performance returns which are an accurate depiction of client holdings and returns.
Has anyone ever endorsed you?
Personal endorsements are strictly forbidden by the securities boards of US states and the SEC. In addition, due to privacy laws and the client need for discretion we do not provide referrals.
I’d like to look up your firm with FINRA. What is your CRD number?
Do you use margin, options or futures?
Can you explain what Collective2.com is?
Collective2.com is a website commonly used for trading system developers to demonstrate the effectiveness or ineffectiveness of their investment systems. Some people prefer to subscribe to the systems for a fee but we do not recommend that for our clients.
The state of Colorado allows us to maintain these live portfolios as they represent an accurate barometer of our portfolio holdings, risk and return. C2 also provides their own statistical appraisal and reviews of the portfolios as well.
I am an accredited investor with over $1 million to invest. Will you manage my account for a performance fee rather than a flat fee percentage?
Yes, terms are negotiable but common terms are .5 and 10% of profits or .5 and 20% of Alpha.
Is there a minimum investment amount?
Investors with $5,000 – $150,000 we suggest Interactive Brokers. Investors with over $150,000 we recommend Charles Schwab & Co.
I live outside the United States. Can you manage my portfolio for me?
Yes, if you have a tax id number. We manage foreign portfolios at Interactive Brokers.
I live in the US but not in Colorado. Can I have an account with OP?
Yes, anywhere in the United States is fine.
Do you invest in the same way as you invest for your clients?
Yes, we eat our own cooking. Naturally, there can be some differences based on the values of accounts but we invest in the same way as we recommend for our clients.
How do I get the account paperwork to become a client?
We will email all the Schwab paperwork required to open your account. Just return the documents and we will forward them to Schwab Institutional.
I already have a Schwab account, can you manage that?
Yes, all we’ll need to do is have you sign a Schwab Limited Power of Attorney form and our own client agreement.
I am looking for income from my portfolio and growth is a secondary goal for me. Can you help me?
We could in this era of 0% interest rates but the primary goal for all of our portfolios is growth of principal.
If my account is at Schwab can I log in to check on it?
Yes, Schwab will provide you with the necessary log in information to view your account at any time.
I currently work with a stock broker and he calls me every time we buy or sell something, can you do this for me too?
No, we only manage portfolios on a discretionary basis. Clients are informed by Schwab of all transactions.
What kind of reporting do you provide?
Schwab will provide email confirmations of all transactions, as well as yearly 1099 forms and monthly statements. In addition, OP will provide on a quarterly basis a performance evaluation which will compare your returns versus various benchmarks. Plus, will provide a Realized Gains/Losses statement for you to use for your tax returns.
Why did you change your name from Rocky Mountain Humane Investing, Corp. to Optimized Partners?
There were many reasons for this but the primary reason is that we did not want to be identified with a geographical region anymore. In a few years we’ll be moving to a warmer climate where palm trees will be more common than evergreens.
I see these white dogs on your website, is there a special meaning there?
Yes, over the years we’ve learned to love mountain breeds such as the Kuvacz, Pyrenees, and Akbash. They are working dogs bred for livestock protection and unfit for city or suburban living. We’ve rescued several over the years and memorialized them on our website.